What actually happens between your offer being accepted and getting the keys, step by step.
Buying your first home is exciting, but the legal process can feel like a black box. Here is what is happening behind the scenes once your offer is accepted.
Instructing a solicitor
The sooner you instruct a conveyancer, the smoother things tend to go. We open your file, confirm your identity and explain our costs in writing so there are no surprises.
Searches and enquiries
We carry out property searches (for example, local authority, water and drainage, and environmental searches) and raise enquiries with the seller’s solicitor. This is where we find out about anything that could affect the property or its value.
Reviewing the contract and reporting to you
We check the legal title and the contract, then explain in plain English what they mean for you. This is your chance to ask questions before you commit.
Exchange and completion
At exchange of contracts the deal becomes legally binding and a completion date is fixed. On completion, the money changes hands and the property is yours. We then deal with Stamp Duty Land Tax and register you as the new owner.
Every purchase is different, and chains can affect timing, but understanding the stages makes the whole thing far less daunting.
This article is general information, not legal advice. For advice on your own situation, please get in touch.
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